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Save Your House
STOP FORECLOSURE ON YOUR HOUSE Normally, your lender will send you a letter threatening foreclosure. This would be a good indication that you might need a free consultation, but it is not the beginning of a court proceeding to take your house or other real property. The lender will have its attorney prepare a complaint which will be served along with a summons for you, and maybe your spouse. This is the beginning of a court proceeding to take your house! Many lenders will tell you that despite being served, they will “work with you.” Beware! The clock is still ticking and you have only 20 days to answer the complaint. If you bring the complaint to us within the 20 days, we will prepare an answer for you for FREE. If the 20 days is up and you don’t file an answer, the lender’s attorney will file a motion for Summary Judgment and at that hearing, the court will enter an order setting a date to sell your house on the Courthouse steps. Once the house is sold, per the order, it is gone. STOP THE SALE When we file your paperwork with the Bankruptcy Court, the Foreclosure Sale stops, even if it is the morning of the sale. As long as we file, it will save your house, provided your Chapter 13 Plan is confirmed and you make the payments called for in the plan. (Learn more Chapter 13) When we file, the lawsuit also stops and they cannot take any further action without the permission of the Bankruptcy Court. ANY QUESTIONS ABOUT THIS SECTION? Call Now to SAVE YOUR HOUSE Steven W. Bowden & Associates, P.A. 4502 Twin Oaks Drive
The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation. Copyright © 2008 by Law Offices Of Steven W. Bowden. All rights reserved. You may reproduce materials available at this site for your own personal use and for non-commercial distribution. All copies must include this copyright statement. |  |                    |