PERSONAL INJURIES AND BANKRUPTCY

If you have been injured in a car wreck or sustained any other personal injury, you may have a personal injury claim. Our lawyers have experience in fast and fair resolutions of personal injury claims.  If the claim cannot be settled, we will file a suit for you.  Our fee is based only on what you receive and there are no up-front costs or attorney fees.

Many times our personal injury lawyers can work with your creditors to achieve a reduction of your debt and allow you to keep a large portion of your settlement.

CHAPTER 7 (Eliminate Debt) AND PERSONAL INJURY

If you elect to file a Chapter 7, your personal injury claim will belong to the U.S. Trustee.  Once the claim is resolved, the Trustee will pay all your creditors plus a reasonable interest rate and deduct an administrative fee then give you the remainder.  We seldom recommend you file a Chapter 7 if your personal injury claim is substantial.  We can settle your claim and work with your creditors outside of court in most cases.  The other alternative is to elect to file a wage earner’s plan.

CHAPTER 13 (Wager Earner's Plan) AND PERSONAL INJURY

If you have a substantial personal injury recovery and need to protect your vehicle, home or face the threat of wage garnishment, a wage earners plan may be the correct solution to your financial problems.  We will move to rapidly and fairly settle your personal injury claim or try the case if necessary and at the same time file a wage earners plan to protect your assets.

If you have a substantial personal injury, we can reduce the interest to a market rate, avoiding the 22%-29% typical credit card interest rate while protecting your house and other assets, during the time it takes to complete the personal injury case.

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